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>WHEN TO APPLY FOR BUSINESS LOANS?
Posted by Amant on April 26th http://www.cheapairmax270outlet.com/ , 2018


Money is the fuel for your business. You need a continuous inflow of capital to infuse in your business for various reasons. However, there are times when the earnings from the business are inadequate to manage the peak seasons. At other times, the financial crunch becomes so severe that you lack money to run even day-to-day operations. If you are an MSME owner, even a small amount of capital can turnaround your business.


Now, the question is when the right time to apply for a business loan in India is? If you apply too early, the money will either lay idle or misutilised. If you apply too late air max 270 red outlet , you will miss on tapping the business opportunity promptly.


Here is your ready reckoner to the ideal time for applying for a business loan in India.


During Off-Season


When your business is going through slow months or seasonal lows, the sales volume is poor and income is less. But, you still need working capital to manage day-to-day expenses such as salaries, store operations, utility bills, etc. A business loan can meet your working capital requirement. This way air max 270 pink outlet , you don’t need to cut down prices, offer discounts, lower staff wages or take any kind of hit on the revenue.


Also Read: FLEXILOANS AIMS TO DISBURSE 10,000 LOANS IN ALL BY MARCH 2019


EquipmentAsset Purchase


If you are planning to buy new machinery or any asset to grow your business, capital is a must. Instead of digging into your working capital or profits, take a business loan instead! The extra money will ensure that you don’t have to compromise the quality or production of goods or pull purse strings elsewhere.


Business Expansion


When you are thinking of expanding your business air max 270 white outlet , there are numerous costs involved. It is akin to establishing a whole new branch, franchise or store. So, if business expansion is on the cards, apply for a loan at least a few months in advance.


During Peak Seasons Too!


Peak seasons are too an ideal time to apply for a business loan! The seasonal ups bring high sales volume which means inventory needs to be replenished fast and suppliers ask for creditadvance. So, the loan is required to pay to suppliers and manage inventory. You need to keep the inventory moving so that you are always ready to meet customer demands on time. The inventory management becomes crucial during peak seasons.


Unexpected Opportunities


Remember how Paytm took its business to the next level during demonetization? Is your business prepared to cash into such golden opportunities? Such times call for a business loan. However, if you approach banks or other financial institutions air max 270 black outlet , they are most likely to take a few weeks to process your loans. So, your best bet would be to explore digital moneylenders like FlexiLoans to avail quick business loans online in less than 48 hours without going any paperwork hassles!


Apart from the above, you can also apply for quick business loans when you need to hire new employees, automate your business processes or pay salariesbonuses to the workforce.

The major loss that occurs in perishable commodities is caused due to bacteria or fungi. These micro-organisms usually consume small amount of food but damage the commodity to the point that it becomes unacceptable because of rotting or other defects. The loss also occurs during ripening, senescence, including wilting & termination of dormancy (e.g. air max 270 flyknit outlet , sprouting) that increases the susceptibility of the commodity to mechanical damage or infection by pathogens.


Another reason for loss in the commodity is consumption of food by rodents, birds, monkeys, etc. which contaminates or causes direct disappearance of the commodity. Sometimes, the level of contamination of commodity by the excreta, hair and feathers of animals and birds is so high that the food is condemned for human consumption.
If the temperature is not maintained during the storage or excessive or insufficient heat or cold is exposed to the commodity cheap air max 270 outlet , it can also spoil the commodity. It is integral to create conducive atmosphere during the storage time to prevent losses in perishables.


All the above reasons need to be controlled specifically by keeping a minute-to-minute check on the commodity kept at the cold storage, Delhi. Regular audits & inspections need to be conducted regularly to keep a constant watch on the health of the commodity. There are several companies that have forayed into the market but none of them have been able to cut down the post harvest losses. But, there is one company which recently entered cold chain sector & has proven efficiencies to cut these losses through scientific warehousing.


Till today, SLCM has managed 15 Cold Storages with a capacity of 151850 MT at diversified locations. There are no potato cold storages in Delhi, NCR but the density is more spread in the Agra region. SLCM cold storages are spread across Agra, Aligarh nike air max 270 outlet , Firozabad, Deesa, Mathutra & Bodinayakpur for horticulture produce like potato & cardamom. It has been noted that the losses in this sector are about 30%-40% & SLCM has proven its expertise to reduce these post harvest losses to 0.4% in this segment.


The writer has been working with some top Ministry of Agriculture and he has the perfect knowledge and experience to write something about potato storage in Delhi NCR being an Indian.

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